These books are suggested for supplementary reading if it so happens that you have access to them. They are not approved nor officially supplied by the War Department. They have been selected because they give additional information and represent different points of view.

A number of committees and foundations have issued pamphlets which cover the fields of personal loans, borrowing, debt, credit, loan sharks, and so forth. Some of these make good supplementary reading to this pamphlet. The following are suggested:

Loan Sharks and Their Victims. By William T. Foster (1944).

Credit for Consumers. By LeBaron R. Foster (1942).

Credit Unions—The People’s Banks. By Maxwell S. Stewart (1942).

Instalment Selling—Pros And Cons. By William T. Foster (1941).

The above four pamphlets are all published by Public Affairs Committee, 30 Rockefeller Plaza, New York, N. Y.

Painless Debtistry. By William T. Foster (1933). Reprinted from North American Review, June 1933.

Public Supervision of Consumer Credit. By William T. Foster (1939).

Small Loan Laws of the United States (1943).

Consumer Loans by Commercial Banks. By William T. Foster (1940).

The above four pamphlets are all published by Pollak Foundation for Economic Research, Newton, Mass.

Facts Veterans Should Know before Starting a Business (1944).

Facts You Should Know about Borrowing (1937).

The above two pamphlets, and others on related subjects, may be obtained either from the National Association of Better Business Bureaus, 212 Cuyahoga Building, Cleveland, Ohio, or from the nearest local Better Business Bureau.

The Pros and Cons of Consumer Credit. By Constance Kent. Published by Workers Education Bureau Press, 1440 Broadway, New York, N. Y. (1941).

“Consumer Credit.” A series of articles in Annals of the American Academy of Political and Social Science, March 1938.

The following books may prove useful:

Financing the Consumer. By Evans Clark. Published by Harper and Brothers, 49 East 33d St., New York 16, N. Y. (1930).

Consumer Credit and its Uses. By Charles O. Hardy. Published by Prentice-Hall, 70 Fifth Ave., New York 11, N. Y. (1938).

Term Lending to Business. By Neil H. Jacoby and Raymond J, Saulnier. Published by National Bureau of Economic Research, 1819 Broadway, New York 23, N. Y. (1942).

From EM 36: Does It Pay to Borrow? (1945)